FOUNDERS & FIRM PRINCIPALS
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Patrick Ifrah
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President & CEO
Patrick Ifrah is a Founding Principal of Ifrah Financial Services.
Patrick has been named as one of Worth magazine's Top 250 Wealth Advisors in the nation, October 2008 issue.
Previously, he co-founded Hutchinson/Ifrah Financial Services, an investment advisory company that was ranked as the third largest investment advisory firm in Arkansas by Arkansas Business in 2005. He served as president and chief operating officer responsible for day-to-day operations and as the chief investment officer and primary portfolio manager responsible for the data gathering, research and daily money management of client portfolios. With over 17 years of experience, Ifrah has managed an investment portfolio in excess of $340 million. An expert in computers and software, Ifrah also ran and maintained the various systems and processes for the firm, ranging from investment management to operational systems.
Ifrah has served as president of PI Software, Inc., president of Hutchinson/Ifrah Insurance Services, Inc. and was a registered representative with Royal Alliance Associates, Inc.
He received his Bachelor of Arts degree in Marketing and his Master of Business Administration degree with an emphasis in Finance from the University of Arkansas at Little Rock. He completed his basic education in France and Spain.
Micah Brown, CFP®
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Director & Financial Planner
Micah Brown is a Founding Principal of Ifrah Financial Services.
Brown has worked as a Financial Planner since 1996 when he joined a Little Rock-based registered investment advisory firm. He specializes in the areas of retirement planning, investments, tax planning, risk management and estate planning services to individuals, businesses and business owners, with an additional focus on ex-patriots and Americans living abroad. He practices financial planning as a CERTIFIED FINANCIAL PLANNING™ (CFP®) professional.
Brown holds a Bachelor of Arts in History from Hendrix College and a Master of Business Administration from the University of Arkansas at Little Rock. He is a Life Member of the Beta Gamma Sigma® Honor Society. Beta Gamma Sigma® is the honor society serving business programs accredited by AACSB International - The Association to Advance Collegiate Schools of Business. Membership in Beta Gamma Sigma® is the highest recognition a business student anywhere in the world can receive in a business program accredited by AACSB International.
Brown is a former paratrooper with the 1/325 Airborne Infantry, 82nd Airborne Division, and the John F. Kennedy Special Warfare Center and School, Fort Bragg, North Carolina. After active duty military service, he worked in automotive finance and leasing, commercial telecommunications sales and mortgage banking prior to becoming a CERTIFIED FINANCIAL PLANNER™ (CFP®).
Stephen H. DeSalvo, JD, CFPÒ
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Chairman of the Board & Financial Planner
Stephen H. DeSalvo is a Founding Principal of Ifrah Financial Services.
DeSalvo is a CERTIFIED FINANCIAL PLANNER™ Professional. He specializes in the areas of retirement planning, investments, tax planning, risk management and estate planning services to individuals, businesses and business owners, using his financial, tax and legal background. A respected educator and lecturer on retirement planning and a longtime resident of Hot Springs, DeSalvo currently manages the Hot Springs office of Ifrah Financial Services.
DeSalvo is a member of the Financial Planning Association and the American, Arkansas and Florida Bar Associations. Also, he is a member of the Taxation and Real Property and the Probate and Trust Law sections of the American Bar Association.
In 1974 he joined International Business Machines, Data Processing Division, in Miami, Florida, as a systems engineer where he coordinated installation of major computer systems in the South Florida area. He was a Marketing Representative in the IBM Financial Industry Marketing program and provided guidance concerning computer-based solutions to senior level management at major banks, savings and loans, and insurance companies. In 1986 he joined a major national brokerage firm in Little Rock as a financial consultant where he initiated a new account territory specializing in retirement and near retirement planning. In 1990 he affiliated his practice with a Little Rock-based registered investment advisory firm.
He received his Bachelor of Science degree in Industrial Engineering from the University of Arkansas at Fayetteville and his Juris Doctorate degree from Nova Southeastern University School of Law in Fort Lauderdale, Florida. He is licensed to practice law in Florida and is a registered Professional Engineer (inactive status) in Arkansas.
Bobby Harris, CFP®
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Director & Financial Planner
Robert "Bobby" Harris is a founding Principal of Ifrah Financial Services.
Harris, a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional specializing in working with clients, advising them on issues arising from several aspects of personal financial planning, including investment management, retirement planning, income tax planning, insurance and estate planning. He also assists small business owners with decisions in choosing and implementing retirement plans. Harris works in both the Little Rock and Texarkana, TX offices of Ifrah Financial Services.
Harris is the current president (until 2011) of the Arkansas Chapter of the Financial Planning Association (FPA). He currently serves as an Adjunct Instructor of Finance in the Economics, Finance and Insurance & Risk Management department at the University of Central Arkansas in Conway, Arkansas. He is the 2010 Chair of the “Business After Hours” committee in the Little Rock Regional Chamber of Commerce "Ambassadors", and was a graduate of the “Leadership Greater Little Rock” Class XXIII. He is also a lifetime member of the Veterans of Foreign Wars (VFW).
Prior to beginning a career in the financial services industry, he served as both an enlisted soldier and commissioned officer (rising to the rank of captain) in the U.S. Army and is a veteran of several overseas operations, most notably Desert Storm.
He began his financial services career in 1993 at a regional brokerage firm, first as an operations employee and later as a trading assistant. In 1995 he joined a Little Rock-based registered investment advisory firm and began assisting clients in the Little Rock and Texarkana areas.
An Arkansas native, Harris earned a Bachelor of Arts degree in Theater Arts from the University of Arkansas at Little Rock. This experience has helped him in his numerous past appearances on radio and television speaking about financial planning issues. An accomplished public speaker, he has presented many seminars educating people about investing, tax planning, retirement planning and other financial issues.
