Ifrah Financial Services Newsletter

Ifrah Financial Services, Inc.

17300 Chenal Parkway
Suite 150
Little Rock, AR 72223
501-821-7733
800-954-3724
advisor@ifrahfinancial.com
http://www.ifrahfinancial.com/

Refer a friend

February 2008

President & CEO

Patrick Ifrah

Financial Planners
Micah Brown, CFP®

Chris Cooper, CFP®

Stephen DeSalvo, CFP®

Jim Erwin

Bobby Harris, CFP®

Frank Kelly, CFP®

John Kelly, CFP®

Kyle Pitts, CFP®

Doug Spencer, CFP®

Client Service Group
Robert McCollum

Heidi Roeglin-Banks

Evelyn Rogers

Sabrina Spinnato

Gavin Dowdy

Tonya Wood

Holly Herrell

	The U.S. Dollar and Your Portfolio The U.S. dollar has struggled over the last few years. If you've held international investments, you may have caught a tailwind. However, a diluted dollar also can affect your portfolio in other ways.
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	The Importance of Getting a Qualified Appraisal For years, Congress and the IRS perceived that taxpayers were overstating the value of donations for tax deduction purposes. As a result, the rules regarding valuations of charitable contributions have recently become more stringent, and they include harsher penalties for excessive valuations.
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	Income in Retirement You've worked hard your whole life, anticipating the day you could finally retire and enjoy your golden years. Well, that day has arrived. There's still work to be done, however--you'll need to carefully manage your assets so that your retirement savings will last as long as you need them to.
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	Ask the Experts: What is concierge health care? Concierge health care is a primary-care arrangement that requires you, the patient, to pay your physician an annual retainer fee (often over and above your health insurance premiums) in exchange for improved access and services.
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	Ask the Experts: What's the difference between an HMO and a PPO? Both health maintenance organizations (HMOs) and preferred provider organizations (PPOs) are types of managed health-care systems that attempt to reduce costs through preventative medical care and various utilization management techniques.
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This publication should not be construed as investment or tax advice. The information obtained in preparing this publication came from sources deemed reliable but Ifrah Financial Services, Inc. makes no guarantee as to its accuracy or completeness. Please consult with professionals prior to making decisions that can impact your financial life.