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Ifrah Financial Services, Inc.

17300 Chenal Parkway
Suite 150
Little Rock AR 72223
501-821-7733
800-954-3724
advisor@ifrahfinancial.com
www.ifrahfinancial.com

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November 2008

	Five Ideas for Staying Sane in a Crazy Market A key part of managing your money is managing your emotions, particularly when the stock market is going through a period of uncertainty. Being able to keep your cool is one of the most valuable skills you can have as an investor.
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	Should You Roll Your 401(k) Money Over to an IRA? If you're entitled to a distribution from your 401(k) plan (for example, because you've left your job), and it's rollover-eligible, you may be faced with a choice. Should you take the distribution and roll the funds over to an IRA, or should you leave your money where it is?
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	2008 Year-End Tax Planning Tips With the window of opportunity for many tax-saving moves closing on December 31, it makes sense to focus on the basics, while staying ready to take advantage of any late-breaking legislative developments.
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	Ask the Experts: What's a credit score and why should I care about it? Your credit score is the result of a mathematical formula that's applied to all the information in your credit report (both positive and negative) and then compared to millions of other credit reports.
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	Ask the Experts: How do I dispute an unsatisfactory credit card purchase? If you used a credit card to make what turns out to be an unsatisfactory purchase, you should first seek a refund or a replacement from the merchant that sold you the item. But if you have no luck there, you may have some recourse through the credit card company.
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This publication should not be construed as investment or tax advice. The information obtained in preparing this publication came from sources deemed reliable but Ifrah Financial Services, Inc. makes no guarantee as to its accuracy or completeness. Please consult with professionals prior to making decisions that can impact your financial life.