Ifrah Financial Services, Inc.

17300 Chenal Parkway
Suite 150
Little Rock AR 72223
501-821-7733
800-954-3724
advisor@ifrahfinancial.com
www.ifrahfinancial.com
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February 2009


Understanding Investor Behavior
The behavior of the investor is key to achieving superior long term real-life investment returns. Understanding why our natural human tendencies often get in the way of this objective can be helpful for keeping us on track. By Patrick Ifrah.
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Retirement Plan and IRA Limits for 2009
An increasing number of retirement plan and IRA limits are indexed for inflation each year. Some of the key numbers for 2009 are discussed here.
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As 2009 Dawns, Is There Hope on the Horizon?
There's little doubt that 2008 will be remembered as a tumultuous year. Rising food and fuel prices, turmoil in the credit and housing markets, inflation pressures, and the volatility of the stock market all contributed to economic pressures. But buried within the negative headlines was some good news you may have missed--here's a recap.
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Ask the Experts: Can I get an estimate of my child's financial aid eligibility before we officially apply for aid?
Yes. Last year, the U.S. Department of Education launched an online financial aid tool to help families better prepare for the cost of college. Called the FAFSA4caster, it's modeled on the government's official aid application, the FAFSA (Free Application for Federal Student Aid).
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Ask the Experts: When does my child need to submit financial aid applications?
The FAFSA is the federal government's financial aid application. It should be submitted as soon as possible after January 1 of your child's senior year in high school (and after every January 1 in any year your child is seeking aid).
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This publication should not be construed as investment or tax advice. The information obtained in preparing this publication came from sources deemed reliable but Ifrah Financial Services, Inc. makes no guarantee as to its accuracy or completeness. Please consult with professionals prior to making decisions that can impact your financial life.

Prepared by Forefield Inc. Copyright 2009 Forefield Inc.