Ifrah Financial Spotlight

Ifrah Financial Services, Inc.

17300 Chenal Parkway
Suite 150
Little Rock AR 72223
501-821-7733
800-954-3724
patrick@ifrahfinancial.com
www.ifrahfinancial.com

Refer a friend

May 2010

	A Mid-Year Financial Review: More Time to Plan Mid-year is an ideal time to take a look at your finances, because the demands on your time may be fewer, and the planning opportunities greater, than if you wait until the end of the year. Here are a few tips to get you started.
	More Details

	Back to Basics: Reviewing Your Budget Do you ever wonder where your money goes each month? Does it seem like you've gotten sidetracked when it comes to reaching your financial goals? If so, you may want to review and perhaps revise your budget. Doing so can help you determine how you're spending your money, and that might show you what you need to do to get back on track.
	More Details

	How Much Life Insurance Is Enough? Your life insurance needs often depend on a number of factors, including whether you're married, the size of your family, the nature of your financial obligations, your career stage, and your goals.
	More Details

	Ask the Experts: What is the premature distribution tax? Taxable distributions you receive from an IRA, 403(b), 401(k), or qualified employer plan before age 59½ are generally referred to as premature distributions, or early withdrawals.
	More Details

	Ask the Experts: What is the "SEPP" exception to the premature distribution tax? Taxable distributions you receive from an IRA or 401(k) plan before age 59½ are subject to a 10% early withdrawal penalty unless an exception applies. One important, but sometimes overlooked, exception is for SEPPs--substantially equal periodic payments.
	More Details

This publication should not be construed as investment or tax advice. The information obtained in preparing this publication came from sources deemed reliable but Ifrah Financial Services, Inc. makes no guarantee as to its accuracy or completeness. Please consult with professionals prior to making decisions that can impact your financial life.